---
title: Three Barriers to Transformation in Financial Services—and How We’re Breaking Them
description: "Overcoming transformation barriers in financial services with Ippon and PGP: aligning leadership, bridging talent gaps, and modernizing legacy tech for effective execution."
image: https://blog.ippon.tech/hubfs/Romain_blog%20image%20PG%20Partnership_2.jpg
---
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# Three Barriers to Transformation in Financial Services—and How We’re Breaking Them
by [Romain Lheritier](https://blog.ippon.tech/author/romain-lheritier)
July 2, 2025
##### 
Let’s be honest: digital transformation within the banking and insurance sectors presents greater challenges than one might expect.
I have sat in a room with chief information officers (CIOs) staring down a mountain of legacy systems, siloed teams, and pressure from the board to “do AI.” I’ve watched brilliant strategies get bogged down in slow execution, and I’ve seen too many organizations confuse activity for genuine progress.
At Ippon, we are dedicated to creating meaningful impact, not just shipping code or handing off slide decks. This commitment is why [we have partnered](https://ipponusa.com/purple-gold-partners-and-ippon-technologies-announce-strategic-partnership-to-transform-banking-and-insurance/) with [Purple Gold Partners](https://pgtransform.com/). We recognize that transformation is not solely a tech problem. It’s a leadership problem, a talent problem, and an execution problem.
Led by former tech executives [Ken Jordan](https://www.linkedin.com/in/kenjordan/) and [Todd Cornell](https://www.linkedin.com/in/tccornell/), PGP demonstrates a profound understanding of what it takes to drive transformations from within. Together, we provide a unique approach combining hands-on leadership, exceptional engineering, and a deep understanding of how financial institutions *actually* work.
Let’s examine the three recurring barriers we frequently encounter and explore how we’re helping clients overcome them.
## Barrier #1: Siloed Thinking
Technology operates on one track, while strategy exists on another. Talent acquisition, however, remains completely disconnected. It is no surprise that transformation initiatives lose momentum, as they are not designed to move in sync.
How We Are Addressing the Issue:
Our partnership bridges these silos. PGP aligns leadership and vision at the highest level. We provide engineering teams that move quickly and execute with precision. There are no handoffs or disconnects—just one unified approach from the C-suite to the sprint backlog.
## Barrier #2: Critical Talent Gaps
Let’s be honest: the most effective strategy in the world is irrelevant if you don’t have the right people to implement it. In regulated industries, success hinges not only on skill but also on domain knowledge, the ability to make decisions under pressure, and cultural compatibility.
How We Are Addressing the Issue:
PGP does not merely “fill roles”—they place transformational leaders who have experienced similar challenges. Whether in product leadership, data governance, or the development of agile organizations, they find people capable of leading with credibility. Furthermore, Ippon supports these leaders with top-tier consultants who excel in high-stakes environments.
## Barrier #3: Legacy Technology That Won't Let Go
Most banks and insurance companies continue to operate technology stacks that were designed for a different era. Attempting to integrate modern capabilities into these outdated systems is akin to attaching a spoiler to a horse-drawn carriage.
How We Are Addressing the Issue:
Modernization is in our DNA. Whether we are migrating to the cloud, developing AI-ready data platforms, or reimagining core architectures, we move fast without compromising quality. Supported by partnerships with AWS and Snowflake, we empower our clients to move forward with confidence and compliance.
## Bottom Line
Transformation should not be this painful.
Too often, the core ingredients—leadership, talent, and execution—are misaligned. This partnership is designed to address that issue. It’s not merely about consulting; it’s about collaborating with people who understand your industry, speak your language, and deliver results.
If this sounds like the type of partner you need, let’s talk. We are here to build what’s next with you.
Visit[ipponusa.com](https://ipponusa.com/) or[pgtransform.com](https://pgtransform.com/) to learn more.
## Related Articles
##### [ Snowflake • October 23, 2024 Standing up a Snowflake Center of Excellence: A Retrospective 6 min read](https://blog.ippon.tech/standing-up-a-snowflake-center-of-excellence-a-retrospective)
##### [ Snowflake • October 22, 2024 Unlocking the Power of AI & Snowflake: Why Your Data Strategy Just Got an Upgrade 3 min read](https://blog.ippon.tech/unlocking-the-power-of-ai-snowflake-why-your-data-strategy-just-got-an-upgrade)
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